Chapter 27 Web links
http://www.direct.gov.uk/en/HomeAndCommunity/BuyingAndSellingYourHome/HomeBuyingSchemes/index.htm
For more information on shared ownership schemes.
https://www.moneyadviceservice.org.uk/en
For government information explaining various types of mortgages and financing products including equity release, home purchase plans and sale and rent back.
For research on the eurohypothec. Unfortunately not all the site is written in English.
Website of the Council of Mortgage Lenders. Provides up-to-date information concerning the UK mortgage market. Although their website is still functioning the Council of Mortgage Lenders has been integrated into UK Finance so see also https://www.ukfinance.org.uk/policy/mortgages/
Website of the Financial Conduct Authority, which regulates many mortgage lenders.
http://www.financial-ombudsman.org.uk/
The Financial Ombudsman Service, which settles individual complaints between consumers and businesses providing financial services.
https://www.gov.uk/government/organisations/competition-and-markets-authority
The Competition and Markets Authority has generic oversight of consumer protection having taken over this aspect of the office of Fair Trading’s work.
https://www.justice.gov.uk/courts/procedure-rules/civil/protocol/prot_mha
Provides information on pre-action protocols on possession actions based on rent arrears and mortgage arrears.
https://www.gov.uk/browse/housing-local-services/repossessions-evictions
Provides basic information on housing solutions in the event of repossession.
http://www.nationaldebtline.co.uk – There are several bodies providing advice to those with debt problems. The national debt helpline is one of these bodies who provide free advice to individuals. A similar advice service provides advice to small business with debt problems – see: http://www.bdl.org.uk/. These two help lines are part of the Money Advice Trust a registered charity funded by institutional lenders – see: http://www.moneyadvicetrust.org.
http://www.citizensadvice.org.uk/
Citizens advice for consumer advice on housing and mortgages.
http://england.shelter.org.uk/
Official site of Shelter, a charity that works to alleviate the distress caused by homelessness and bad housing. Advice on housing and mortgage repossession.